1. Acceptance of Terms

By creating an account, accessing any page of the Prime Thriftanture website, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated herein by reference. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Prime Thriftanture provides analytical tools, market data summaries, and informational content intended to support users in organizing and reviewing their own investment research process. The Service is provided on an informational and technological basis only. Prime Thriftanture does not execute trades, hold client funds, or manage assets on behalf of users, and nothing in the Service should be interpreted as brokerage, custodial, or portfolio management activity.

3. Not Financial Advice

All content, outputs, projections, model results, and materials made available through the Service are provided for general informational purposes only and do not constitute investment, financial, tax, or legal advice. Any figures, scenarios, or illustrations referenced on this website or within the Service are illustrative of platform capability and are not a guarantee of future results. You are solely responsible for evaluating the merits and risks associated with any decision made in reliance on information obtained through the Service, and you should consult an independent, appropriately licensed professional before making any financial decision.

4. Eligibility and Accounts

To use certain features of the Service, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Prime Thriftanture promptly of any unauthorized use of your account. Prime Thriftanture reserves the right to suspend or refuse access to any account where information provided is believed to be inaccurate, incomplete, or fraudulent.

5. Acceptable Use

You agree not to, and not to permit any third party to:

• Reverse engineer, decompile, or attempt to extract the source code or underlying methodology of the Service, except as permitted by applicable law;
• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Scrape, harvest, or systematically extract data from the Service without prior written consent;
• Interfere with or disrupt the integrity or performance of the Service or its underlying infrastructure;
• Misrepresent your identity or affiliation, or impersonate any person or entity.

6. Intellectual Property

All content, software, designs, trademarks, logos, and materials associated with the Service are the property of Prime Thriftanture or its licensors and are protected by applicable intellectual property laws. Except for the limited right to access and use the Service in accordance with these Terms, no license or right is granted to you in respect of any such intellectual property.

7. Fees and Subscriptions

Where the Service is offered on a paid or subscription basis, applicable fees, billing cycles, and renewal terms will be presented to you at the point of signup or within your account settings. Prime Thriftanture reserves the right to modify pricing on a prospective basis, with reasonable notice provided to existing subscribers. Unless otherwise stated, fees are non-refundable except where required by applicable law.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or reliability of data. Prime Thriftanture does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any analytical output will be accurate or suitable for any particular purpose.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Prime Thriftanture and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Nothing in these Terms is intended to exclude liability that cannot be excluded under applicable law.

10. Termination

Prime Thriftanture may suspend or terminate your access to the Service at any time, with or without notice, if it reasonably believes you have violated these Terms or engaged in conduct harmful to the Service or other users. You may discontinue use of the Service and close your account at any time by following the process described within your account settings or by contacting us.

11. Changes to These Terms

These Terms may be updated periodically to reflect changes to the Service, legal or regulatory requirements, or operational practices. Where changes are material, we will provide reasonable notice through the website or via your registered account. Continued use of the Service after any such update constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Prime Thriftanture operates, without regard to conflict of law principles. Any disputes arising under these Terms should first be addressed through the contact channel provided below, with a view to informal resolution prior to formal proceedings. This section is a placeholder and should be finalized with the specific governing jurisdiction applicable to your operations.

13. Contact

If you have questions regarding these Terms, please reach out via the details provided on our Contact page.